Site Search
Search Results
High Deductible Health Plans, Health Savings Accounts and Cancer Patients
High deductible health plans (HDHPs) and health savings accounts (HSAs) are becoming more common in employer-sponsored insurance and the individual and small group markets. These types ... or those at risk for cancer. What is a High Deductible Health Plan (HDHP)? A HDHP is a plan that requires more payment “up-front” for health care. If an insurance plan has a deductible, the enrollee must pay for their health care costs in full until he or she has met the deductible. ...
Cancer Patients Need Access to Comprehensive Health Insurance
Consumers need access to health insurance policies that cover a full range of evidence-based health care services – including prevention and primary care – necessary to maintain health, avoid disease, overcome acute illness and live ...
High Deductible Health Plans Cause Extreme Spikes in Cost
The Problem Most patients experience spikes in their health care costs around the time of a cancer diagnosis as they pay their deductible and out-of-pocket maximum. For patients on high deductible plans, ... in high deductible plans is on the rise. ACS CAN Fights for Solutions ACS CAN is concerned about increasing enrollment in high deductible health plans, and how this affects cancer care. ACS CAN supports policies that increase enrollment assistance services to help people understand ...
Survivor Views: Preventive Care Coverage, Medical Debt, & Food Insecurity
... who have been diagnosed with or treated for cancer in the last seven years. Key Findings Ensuring that cancer screenings and preventive care are free for patients (52%) and reducing the burden of medical debt (51%) are the top two priorities for cancer patients and survivors. While ... felt across income levels. 41% have worried they would run out of food and 47% have worried the food they could afford wasn’t good for their health. 40% have accumulated debt in order to purchase food while paying for cancer care. Nearly one-third have felt they had to choose between ... for their cancer care; in an effort to cut costs to afford their care, 47% have worried that the food they had to eat was not good for their health or well-being. The costs of cancer care have caused 40% to accumulate debt in order to afford food, such as buying groceries on credit cards ...
Spikes in Cost Increase the Burden of Affording Cancer Care
The Problem Cancer patients are particularly vulnerable to spikes in their health care costs because many expensive diagnostic tests and treatments are scheduled within a short period of time, so cancer patients spend their ... she experiences a spike in cost of over $8,000 in the first two months of each year. While she may be able to afford to spend this much on her care spread over the whole year, it is just too much to pay all at once. All the while, her other bills don’t stop, and she’s trying to manage ...
Overall Cancer Costs are Rising
The Problem The U.S. spent approximately $183 billion on cancer-related health care in 2015. This represents a signification portion of the total health care spending in the U.S. And it is expected to keep growing. By 2030 cancer-related health care spending is expected to reach nearly $246 ...
Bans on Lifetime and Annual Cost Caps Protect Cancer Patients
... lifetime and annual dollar value of benefits. [i] , [ii] This ban is one of several important patient protections that must be part of any health care system that works for cancer patients. What Are Annual Limits? Prior to the current requirements in the health care law, health insurance plans could set a limit on the annual amount they would spend on an enrollee’s health benefits. Once the ...
Navigating the Coverage Experience and Financial Challenges for Cancer Patients
Navigating the Coverage Experience and Financial Challenges for Cancer Patients: Affordable Care Act Brings Improvements, But Challenges Remain The Affordable Care Act (ACA) guarantees coverage to individuals with pre-existing conditions, ... care, patients continue to face high out-of-pocket costs and hurdles to obtaining recommended treatments. Financial Navigators are hospital or health-system staff that work with cancer patients to review their plan options, understand their coverage, and obtain treatment. Due to their ... significantly improved with the ACA marketplaces and reform, particularly for people who are uninsured and for those who unexpectedly lose their health care coverage. However, obtaining coverage is still difficult for those who live in states that haven’t expanded Medicaid or are ...
Prohibiting Pre-existing Condition Exclusions Protects Cancer Patients
Current federal requirements prohibit health insurance plans from denying coverage to individuals with pre-existing conditions like cancer. [1] These are one of several important patient protections that must be part of any health care system that works for cancer patients. What is a Pre-existing Condition? “Pre-existing condition” is a term used to describe any health ...
Dependent Insurance Coverage is Critical for Young Adult Cancer Patients & Survivors
The health care law has several provisions that help prevent individuals from experiencing gaps in health insurance coverage, including the requirement that private health insurance plans allow dependents to remain on their parents’ insurance ... ensure young adults receive preventive services and screenings. This provision is a crucial patient protection that must be a part of a health care system that works for cancer patients and survivors. What is the Current Requirement for Coverage of Dependents Up to Age 26? All private ...