Access to Health Insurance

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As Congress considers changes to the Affordable Care Act, it is critically important that lawmakers maintain the patient protections that are so important to cancer patients and survivors, and ensure insurance coverage is truly affordable.  

We can never go back to the day when cancer patients couldn’t get health insurance coverage because they exceeded a lifetime limit or are denied coverage just because they survived cancer.  And, we must ensure they don’t experience any gap in their health insurance coverage and that their policies are truly affordable.

A study conducted by the American Cancer Society showed that people who are uninsured or underinsured are more likely to be diagnosed with cancer at its more advanced stages when treatment is more expensive and patients are more likely to die from the disease.

Latest Updates

October 27, 2022
Wisconsin

This opinion originally ran in Wausau Pilot & Review. By Philip R. O’Brien, national member of the ACS CAN Board of Directors In the Badger State, we have a proud tradition of taking care of each other when our friends and neighbors are struggling. It’s the Wisconsin

October 11, 2022
National

A final rule released today will fix the so-called ‘family glitch’ in the Affordable Care Act. The change would allow the total premium cost of all family members covered under an employer sponsored insurance plan to be considered when determining if the coverage is affordable rather than restricting the calculation to the cost for the employee only.

October 10, 2022
Kansas

This article originally ran on WIBW . TOPEKA, Kan. (WIBW) - A recent poll has found that Kansas voters highly approve of Medicaid expansion. The American Cancer Society Cancer Action Network says on Monday, Oct. 10, it released a poll that shows strong support among registered

September 23, 2022
National

Twelve groups representing millions of patients across the nation will file an amicus curiae - or friend of the court - brief today urging the U.S. Supreme Court to protect access to quality health care for individuals with Medicaid health coverage.

Access to Health Insurance Resources

Short-term limited duration (STLD) insurance plans do not provide the kind of comprehensive insurance coverage cancer patients need.  These plans were designed only as temporary coverage and are not subject to the same Affordable Care Act (ACA) requirements as other health insurance products on the market.  As a result, an enrollee who was attracted to the plan’s lower premiums may find – if they are diagnosed with a serious illness like cancer – that the plan does not cover all of their necessary cancer treatments.  In these cases, the consumer can be left with catastrophic costs.

Many patients with complex diseases like cancer find it difficult to afford their treatments – even when they have health insurance.  Current law establishes a limit on what most private insurance plans can require enrollees to pay in out-of-pocket costs.  These limits protect patients from extremely high costs and are essential to any health care system that works for cancer patients and survivors.

 

High deductible health plans (HDHPs) and health savings accounts (HSAs) are becoming more common in employer-sponsored insurance and the individual and small group markets.  These types of plans have risks and features must be implemented carefully so they do not harm cancer patients, survivors or those at risk for cancer.