Access to Health Insurance

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As Congress considers changes to the Affordable Care Act, it is critically important that lawmakers maintain the patient protections that are so important to cancer patients and survivors, and ensure insurance coverage is truly affordable.  

We can never go back to the day when cancer patients couldn’t get health insurance coverage because they exceeded a lifetime limit or are denied coverage just because they survived cancer.  And, we must ensure they don’t experience any gap in their health insurance coverage and that their policies are truly affordable.

A study conducted by the American Cancer Society showed that people who are uninsured or underinsured are more likely to be diagnosed with cancer at its more advanced stages when treatment is more expensive and patients are more likely to die from the disease.

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Access to health care

U.S. House considering including ACS CAN provisions in wide-ranging bill

Ask Congress to pass our proposals that reduce the cost of health insurance and cap prescription drug out-of-pocket expenses for millions of cancer patients and survivors. 

Latest Updates

September 14, 2021
National

The House Ways and Means Committee is expected to vote today on legislation that if enacted would greatly improve public health.

September 13, 2021
National

Washington, D.C.— The House Energy and Commerce Committee will vote today on legislation that would greatly improve the availability and affordability of health care for millions of Americans. The legislation—part of the broader budget reconciliation package before Congress—would create a means for low-income people living in states that have not

September 9, 2021

The American Cancer Society Cancer Action Network (ACS CAN) made clear its strong objections to Tennessee’s Medicaid waiver request today in comments filed with the Centers for Medicare and Medicaid Service (CMS).

September 7, 2021
National

The American Cancer Society Cancer Action Network (ACS CAN) is calling on the Departments of Health and Human Services, Labor and Treasury to put cancer patients and survivors first when implementing rules around surprise medical bills.

Access to Health Insurance Resources

Many patients with complex diseases like cancer find it difficult to afford their treatments – even when they have health insurance.  Current law establishes a limit on what most private insurance plans can require enrollees to pay in out-of-pocket costs.  These limits protect patients from extremely high costs and are essential to any health care system that works for cancer patients and survivors.

 

High deductible health plans (HDHPs) and health savings accounts (HSAs) are becoming more common in employer-sponsored insurance and the individual and small group markets.  These types of plans have risks and features must be implemented carefully so they do not harm cancer patients, survivors or those at risk for cancer.

Short-term limited duration (STLD) insurance plans do not provide the kind of comprehensive insurance coverage cancer patients need.  These plans were designed only as temporary coverage and are not subject to the same Affordable Care Act (ACA) requirements as other health insurance products on the market.  As a result, an enrollee who was attracted to the plan’s lower premiums may find – if they are diagnosed with a serious illness like cancer – that the plan does not cover all of their necessary cancer treatments.  In these cases, the consumer can be left with catastrophic costs.