Access to Health Insurance

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As Congress considers changes to the Affordable Care Act, it is critically important that lawmakers maintain the patient protections that are so important to cancer patients and survivors, and ensure insurance coverage is truly affordable.  

We can never go back to the day when cancer patients couldn’t get health insurance coverage because they exceeded a lifetime limit or are denied coverage just because they survived cancer.  And, we must ensure they don’t experience any gap in their health insurance coverage and that their policies are truly affordable.

A study conducted by the American Cancer Society showed that people who are uninsured or underinsured are more likely to be diagnosed with cancer at its more advanced stages when treatment is more expensive and patients are more likely to die from the disease.

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Access to health care

U.S. House considering including ACS CAN provisions in wide-ranging bill

Ask Congress to pass our proposals that reduce the cost of health insurance and cap prescription drug out-of-pocket expenses for millions of cancer patients and survivors. 

Latest Updates

November 19, 2021

The U.S. House of Representatives will consider landmark legislation that would expand access to affordable health care coverage to millions of Americans through a combination of making low-cost marketplace health plans available to low-income people in states that have yet to expand Medicaid, permanently increasing federal funding for Medicaid in the U.S. Territories, and extending increased subsidies for individuals to buy marketplace coverage nationwide.

October 27, 2021
National

As Congress prepares to consider the Build Back Better Act , cancer patients, survivors and their caregivers are urging lawmakers to make sure certain key health provisions are included in any final legislation.

October 19, 2021
Wyoming

CHEYENNE, Wyo.—A new poll released today by the American Cancer Society Cancer Action Network (ACS CAN), AARP, the American Heart Association and American Lung Association shows the majority of Wyoming voters support efforts to increase access to health care by expanding Medicaid. Wyoming is one of 12 states that has

September 28, 2021
National

Nearly 700 cancer advocates, including patients, survivors and their loved ones, from all 50 states and territories and nearly every congressional district will dial into calls and log onto virtual meetings this week to ask members of Congress to make the fight against cancer a national priority

Access to Health Insurance Resources

Many patients with complex diseases like cancer find it difficult to afford their treatments – even when they have health insurance.  Current law establishes a limit on what most private insurance plans can require enrollees to pay in out-of-pocket costs.  These limits protect patients from extremely high costs and are essential to any health care system that works for cancer patients and survivors.

 

High deductible health plans (HDHPs) and health savings accounts (HSAs) are becoming more common in employer-sponsored insurance and the individual and small group markets.  These types of plans have risks and features must be implemented carefully so they do not harm cancer patients, survivors or those at risk for cancer.

Short-term limited duration (STLD) insurance plans do not provide the kind of comprehensive insurance coverage cancer patients need.  These plans were designed only as temporary coverage and are not subject to the same Affordable Care Act (ACA) requirements as other health insurance products on the market.  As a result, an enrollee who was attracted to the plan’s lower premiums may find – if they are diagnosed with a serious illness like cancer – that the plan does not cover all of their necessary cancer treatments.  In these cases, the consumer can be left with catastrophic costs.