Access to Health Insurance

Share

As Congress considers changes to the Affordable Care Act, it is critically important that lawmakers maintain the patient protections that are so important to cancer patients and survivors, and ensure insurance coverage is truly affordable.  

We can never go back to the day when cancer patients couldn’t get health insurance coverage because they exceeded a lifetime limit or are denied coverage just because they survived cancer.  And, we must ensure they don’t experience any gap in their health insurance coverage and that their policies are truly affordable.

A study conducted by the American Cancer Society showed that people who are uninsured or underinsured are more likely to be diagnosed with cancer at its more advanced stages when treatment is more expensive and patients are more likely to die from the disease.

Take Action

Access to health care

U.S. House considering including ACS CAN provisions in wide-ranging bill

Ask Congress to pass our proposals that reduce the cost of health insurance and cap prescription drug out-of-pocket expenses for millions of cancer patients and survivors. 

Latest Updates

June 17, 2021
National

The nation’s leading patient advocacy groups are praising the U.S. Supreme Court ruling today upholding the health care law known as the Patient Protection and Affordable Care Act (ACA). The Court ruled the plaintiff states and taxpayers did not have standing to bring the suit.

June 1, 2021
National

The Biden administration released its budget for FY 22 late last week. Included in the budget is an additional $9 billion in funding for the National Institutes of Health (NIH), including $6.5 for the creation of a new department within the NIH called the Advanced Research Project Agency on Health (ARPA-H).

May 20, 2021

A new study from the American Cancer Society released by the American Society of Clinical Oncology (ASCO) shows the lifesaving impact increasing access t o Medicaid has on cancer survivorship.

May 20, 2021
Kansas

Topeka, Kan. – Today, Kansas Governor Laura Kelly vetoed Senate Bill 29, which would have exposed more Kansans to inadequate health plans that can avoid patient protections required by federal law. The American Cancer Society Cancer Action Network, American Heart Association, American Lung Association, and Leukemia & Lymphoma Society

Access to Health Insurance Resources

Many patients with complex diseases like cancer find it difficult to afford their treatments – even when they have health insurance.  Current law establishes a limit on what most private insurance plans can require enrollees to pay in out-of-pocket costs.  These limits protect patients from extremely high costs and are essential to any health care system that works for cancer patients and survivors.

 

High deductible health plans (HDHPs) and health savings accounts (HSAs) are becoming more common in employer-sponsored insurance and the individual and small group markets.  These types of plans have risks and features must be implemented carefully so they do not harm cancer patients, survivors or those at risk for cancer.

Short-term limited duration (STLD) insurance plans do not provide the kind of comprehensive insurance coverage cancer patients need.  These plans were designed only as temporary coverage and are not subject to the same Affordable Care Act (ACA) requirements as other health insurance products on the market.  As a result, an enrollee who was attracted to the plan’s lower premiums may find – if they are diagnosed with a serious illness like cancer – that the plan does not cover all of their necessary cancer treatments.  In these cases, the consumer can be left with catastrophic costs.