Access to Health Insurance

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As Congress considers changes to the Affordable Care Act, it is critically important that lawmakers maintain the patient protections that are so important to cancer patients and survivors, and ensure insurance coverage is truly affordable.  

We can never go back to the day when cancer patients couldn’t get health insurance coverage because they exceeded a lifetime limit or are denied coverage just because they survived cancer.  And, we must ensure they don’t experience any gap in their health insurance coverage and that their policies are truly affordable.

A study conducted by the American Cancer Society showed that people who are uninsured or underinsured are more likely to be diagnosed with cancer at its more advanced stages when treatment is more expensive and patients are more likely to die from the disease.

Latest Updates

April 24, 2024
Tennessee

NASHVILLE, Tenn. – April 24, 2024 – The Tennessee legislature passed HB 2954/SB 2883 Tuesday, becoming just the sixth state to pass a bill that would enhance coverage of prostate cancer screenings for high-risk men. The state’s “PSA Screening For HIM” bill would eliminate cost-sharing for these lifesaving

April 18, 2024
Montana

To mark Medicaid Awareness Month, the American Cancer Society Cancer Action Network (ACS CAN) is shining a bright light on what Medicaid expansion means for Montana families in the fight against cancer. Residents should check their status following the completion of the unwinding, as 1 in 10 were removed from coverage, many for procedural reasons and who might still be eligible.

April 15, 2024
Wyoming

To mark Medicaid Awareness Month, the American Cancer Society Cancer Action Network (ACS CAN) is shining a bright light on what expanding eligibility for the state’s Medicaid program would mean for Wyoming families in the fight against cancer. Wyoming remains one of only 10 states without Medicaid expansion.

April 15, 2024
South Dakota

To mark Medicaid Awareness Month, the American Cancer Society Cancer Action Network (ACS CAN) is shining a bright light on what Medicaid expansion means for South Dakota families in the fight against cancer and how important it is to protect access to this lifesaving coverage by encouraging South Dakotans to vote no on Amendment F in November. The work-reporting requirements proposed in Amendment F will only block hard-working South Dakotans from accessing the health care needed to live happy, healthy lives.

Access to Health Insurance Resources

Cancer patients and survivors must balance reducing their health care costs with ensuring they have comprehensive coverage of services, treatments, and care providers.

Short-term limited duration (STLD) insurance plans do not provide the kind of comprehensive insurance coverage cancer patients need.  These plans were designed only as temporary coverage and are not subject to the same Affordable Care Act (ACA) requirements as other health insurance products on the market.  As a result, an enrollee who was attracted to the plan’s lower premiums may find – if they are diagnosed with a serious illness like cancer – that the plan does not cover all of their necessary cancer treatments.  In these cases, the consumer can be left with catastrophic costs.

Many patients with complex diseases like cancer find it difficult to afford their treatments – even when they have health insurance.  Current law establishes a limit on what most private insurance plans can require enrollees to pay in out-of-pocket costs.  These limits protect patients from extremely high costs and are essential to any health care system that works for cancer patients and survivors.