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... voted on an amendment introduced by Senator Roy Blunt (R-MO) called the Moving Ahead for Progress in the 21st Century Act that would allow any health insurance plan or employer, with a religious affiliation or not, to exclude any service required by the Affordable Care Act if they object based on undefined "religious beliefs or moral convictions." The implications of this provision could result in coverage ...   State Update A new fact sheet from the Kaiser Family Foundation explains how the Medical Loss Ratio provision under the ACA will affect health insurers and consumers. The provision requires most insurance companies that cover individuals and small businesses to spend at least 80 ...

... voted on an amendment introduced by Senator Roy Blunt (R-MO) called the Moving Ahead for Progress in the 21st Century Act that would allow any health insurance plan or employer, with a religious affiliation or not, to exclude any service required by the Affordable Care Act if they object based on undefined "religious beliefs or moral convictions." The implications of this provision could result in coverage ...   State Update A new fact sheet from the Kaiser Family Foundation explains how the Medical Loss Ratio provision under the ACA will affect health insurers and consumers. The provision requires most insurance companies that cover individuals and small businesses to spend at least 80 ...

... Medical Loss Ratio   The Affordable Care Act requires insurers to spend at least 80 percent of their premium revenue on health care claims and quality improvement costs. Beginning this year, insurers who miss the target are required to rebate the difference to policy holders. Late last week the Department of Health and Human Services (HHS) released the final rule governing medical loss ratio (MLR) calculations, the percentage insurers spend on benefits ...

Federal Update   Essential Benefits   The Institute of Medicine (IOM) is expected to release its final report on essential health benefits on Friday. The Department of Health and Human Services (HHS), however, is unlikely to release a final rule until May 2012.  The Affordable Care Act required the IOM to provide HHS with principles to guide the development of the essential health benefits health most plans will be ...