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... Virginians the option to choose insurance plans with flat-dollar copays for prescription drugs. This will remove the uncertainty that comes when health plans solely operate with a coinsurance model where patients’ out-of-pocket obligation is a percentage of their medication’s cost, ... Cancer Society Cancer Action Network (ACS CAN), said the following: “Insurance coverage alone does not guarantee that someone can afford health care. Limited health plan options make it hard for Virginians to plan for costs. This new law provides clarity by providing more  coverage options ...