Health Insurance Affordability

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Access to affordable health insurance is a key factor for surviving cancer. Individuals who are uninsured or who cannot afford the out-of-pocket costs for their insurance are less likely to get screened for cancer and therefore less likely to survive a cancer diagnosis.  

Through the Affordable Care Act, those with lower incomes who purchase health insurance plans on the Marketplace receive tax credits to help make plans more affordable.  The tax credits were later expanded to provide more individuals with financial assistance to help them afford their health insurance plans. 

These enhanced tax credits led to record enrollment in Marketplace plans and have provided millions with a path to affordable, comprehensive coverage to be able to prevent, detect and treat cancer. Unless Congress acts and makes the ACA enhanced tax credits permanent, affordability will become a barrier to lifesaving cancer screening, early detection, treatment and follow-up care, with costs skyrocketing for more than 24 million people.  

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Calculate your potential health care rate increase if health care tax credits expire.

If Congress doesn't act soon, enhanced health care tax credits will expire at the end of the year. Use this calculator tool to find out how you could be impacted.

Latest Updates

October 14, 2025
North Carolina

RALEIGH, N.C. - More than 2.5 million North Carolinians had over $6.5 billion in medical debt relieved this week, fulfilling the promise of the state’s plan to engage hospitals in a program to relieve medical debt and institute policies to prevent patients from incurring additional debt. By participating,

July 3, 2025
National

Following U.S. House passage of the budget bill containing the most devastating cuts to Medicaid in history and changes to the ACA Marketplace that will make it more expensive and difficult to obtain and keep health insurance, ACS CAN expresses deep disappointment and urges Congress to extend the enhanced ACA tax credits.

May 27, 2025

For over 20 years, Ali spent much of her time caring for others as a nurse and a single mother of two. When Ali started feeling ill in 2021, she knew her symptoms were indicative of a larger issue. Ali voiced her concerns to her doctor but was dismissed. What

May 12, 2025

The U.S. House Energy and Commerce Committee released a budget proposal late last night that would drastically slash funding for Medicaid by $715 billion. The Congressional Budget Office estimates that these cuts will result in at least 8.6 million people losing coverage with no access to affordable health insurance options.

Health Insurance Affordability Resources

In our latest survey, cancer patients and survivors overwhelmingly support extending financial assistance for people who purchase health coverage through the Affordable Care Act marketplace by a margin of nearly 12 to 1 (72% support, 6% oppose). The survey also finds 43% would not be able to afford their plan without the enhanced tax credits, 30% would skip or delay medical care to reduce expenses, and 24% would accumulate medical debt to afford their care.

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